Business Banking
Without the Bank Hassles

$0 monthly fees • Up to 4.35% APY • Free ACH & wires • Loans up to $15M

Open Free Business Checking

Business Checking That Actually Makes Sense

$0/mo

No minimums. No hidden fees. Ever.

  • 1.00% APY paid on all balances (new accounts)
  • Unlimited transactions – no fees
  • Free domestic & international wires
  • Free Visa® debit card + ATM fee refunds worldwide
  • FDIC insured up to $250,000 per depositor
Get Started – Takes 5 Minutes

3.50% APY

Business Money Market

No minimum balance

4.00% APY

6-Month CD Special

Limited time offer

Business Loans

Up to $15M • 10–25 year terms
SBA 7(a), lines of credit, equipment

Get Prequalified

Merchant Services

0% processing fees with Newtek Payments
Next-day funding

Learn More
Dashboard

Your All-in-One
Business Finance Dashboard

See Demo Dashboard

Make Your Capital Work Harder

4.35%

APY – High-Yield Business Savings

Certificates of Deposit

4.10% – 6 Months
4.00% – 12 Months
3.90% – 24 Months

Bank Anywhere.
Anytime.

Deposit checks, transfer money, pay bills, approve payroll – all from your phone.

App Store Google Play
Mobile App

Trusted by Over 100,000 Businesses

★★★★★

“Switched from Chase and saved $4,800/year in fees alone. The dashboard is a game-changer.”

— Sarah K., E-commerce Owner
★★★★★

“Got a $750k SBA loan approved in 12 days. Unbelievable service.”

— Michael R., Construction Company
★★★★★

“Finally a bank that understands online businesses. 0% merchant fees is insane.”

— Alex T., Digital Agency

Frequently Asked Questions

Is my money really FDIC insured?

Yes – funds are held at our partner FDIC-insured institutions, insured up to $250,000 per depositor.

Are there any hidden fees?

No. No monthly fees, no minimums, no overdraft fees, no wire fees, no ACH fees.

How fast can I get a business loan?

Lines of credit as fast as 24 hours. SBA loans typically 7–14 days.

Do you support QuickBooks or Xero?

Yes – direct integration plus CSV export.